North Rhine-Westphalia is located in the heart of Europe and in the centre of Germany; in terms of population and economic strength, North Rhine-Westphalia is Germany’s largest federal state and internationally comparable with the Netherlands. The economy is characterised by small and medium-sized enterprises and has a high degree of heterogeneity. Important sectors are chemicals, pharmaceuticals, energy, logistics, telecommunications and retail.
NRW.BANK is the second largest promotional institution in Germany.
It benefits from an explicit guarantee of the State of North Rhine-Westphalia.
Outstanding liabilities have “solva 0 status” (which means that they do not have to be backed by equity).
Under Basel III, liabilities are classified as HQLA / Level 1 Asset.
As the promotional bank for North Rhine-Westphalia, NRW.BANK does not aim to maximise its profits and retains its profits.
Insolvency proceedings with respect to the Bank’s assets are not permissible.
In 2023, our new commitment volume was 11,8 billion euros. Digitalisation and sustainability remained in focus - as in the case of the "Stiftsquelle": The new glass returnable plant of the mineral water producer monitors itself thanks to networking and consumes 30 percent less energy than its predecessor model.
It drives the digital revolution and promotes broadband expansion in NRW.
NRW.BANK is helping to bring about the digital turnaround in NRW.
It promotes environmental protection to further increase the quality of life in NRW.
NRW.BANK supports the climate targets.
It brings start-ups to the market and supports growth and innovation in SMEs.
NRW.BANK stands for growth in NRW.
It provides more affordable housing and lively, attractive neighbourhoods.
NRW.BANK promotes the creation of liveable housing.
It brings EU funds to NRW and supports companies in their expansion abroad.
We support companies in developing foreign markets.
It advises municipalities in NRW and supports them in all their projects.
NRW.BANK supports municipalities.
With the NRW.BANK.Green Bond, we refinance environmentally friendly projects in North Rhine-Westphalia.
Go to NRW.BANK.Green Bond
The NRW.BANK.Social Bond refinances promotional projects in North Rhine-Westphalia that have a positive impact on society and serve, for instance, to secure and create jobs.
Go to NRW.BANK.Social Bond
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