Enterprises

We promote investment and liquidity for small and medium-sized enterprises

NRW.BANK offers entrepreneurs support in all financing-related matters and for every phase of their business – from financing assistance to individual advice.

A strong partner for enterprises

Whatever the topic of concern for small and medium-sized enterprises in North Rhine-Westphalia – we are their strong partner. We support them in all financing-related matters – with promotional loans, equity finance and comprehensive, provider-independent and free promotional advice.

As the promotional bank for North Rhine-Westphalia, we focus, for instance, on measures related to sustainability and digitalisation, which are important quality and competition factors. NRW.BANK promotes the corresponding investments across all sectors and thus supports ideas and innovations that strengthen environmental and social sustainability in NRW and accelerate digitalisation.

We need more affordable housing in NRW, which is why we support the NRW Ministry of Construction as well as rental housing investors in creating affordable housing and upgrading neighbourhoods in North Rhine-Westphalia.

Zwei Männer in einer Werkshalle vor einer modernen Maschine. Einer deutet auf den Bildschirm der Maschine. Zwei Männer in einer Werkshalle vor einer modernen Maschine. Einer deutet auf den Bildschirm der Maschine.

Digitalised craftsmanship

Intelligent machines such as the modern CNC machine produce the desired workpieces with high precision in the Hülser Michels joinery. To buy the machines, the company used a digitalisation loan granted by NRW.BANK.

Jan (left) and Josef Hüser, managing directors of Hüser Michels GmbH, work with their newly acquired CNC machining center.

Apotheker Christian Schmidt vor seiner automatischen Rollschrankanlage mit integriertem Laptop Apotheker Christian Schmidt vor seiner automatischen Rollschrankanlage mit integriertem Laptop

Medicines at the touch of a button

With the help of the NRW.BANK.Innovationskredit, Hof-Apotheke in Detmold invested in a pharmacy vending machine that organises and provides around 6,000 medicine packs. This leaves more time for personal consultation with the customer.

The automated roll cabinet system makes the work of pharmacist Christian Schmidt easier.

Einstöckiges Gebäude des Seniorenzentrum Süssendell, davor eine Wiese und ein Fußweg Einstöckiges Gebäude des Seniorenzentrum Süssendell, davor eine Wiese und ein Fußweg

Development opportunities for dementia patients

Seniorenzentrum Süssendell in Stolberg is a retirement home for people with dementia. The residents shop, cook or sew together. The new building of AWO Mittelrhein was funded by the NRW.BANK.Infrastruktur programme.

The building arrangement is based on the needs of residents with dementia.

Zwei Männer, eine Frau, zwei Mädchen und ein Hund beim Picknick im Freien an einem Holztisch Zwei Männer, eine Frau, zwei Mädchen und ein Hund beim Picknick im Freien an einem Holztisch

Good neighbourhood

The GWG Neuss housing cooperative offers not only living space, but a home in a good neighbourhood. The 7,000 residents live together as a large community. NRW.BANK assists the cooperative with housing promotion funds.

Strengthened community.

Weiße Straßenbahn der BOGESTRA unter dem modernen Dach einer Haltestelle Weiße Straßenbahn der BOGESTRA unter dem modernen Dach einer Haltestelle

More comfort in public transport

The new Variobahn trams of Bochum-Gelsenkirchener Straßenbahnen AG offer more comfort, safety and accessibility. To finance the 42 wagons, BOGESTRA used syndicated financing from NRW.BANK and the NRW.BANK.Infrastruktur programme.

42 Variobahns are on the road for BOGESTRA.